Learn from AOL’s 401(k) Missteps
Employers are likely to think twice about how to execute and communicate benefit changes after AOL's disastrous effort to adopt a year-end 401(k) match.
Budget Would Cap Savings Breaks
President Obama's 2015 budget highlights income inequality and tax fairness issues, including a call to cap tax-advantaged retirement savings by high earners.
Congress Eyes Limiting Retirement Savings Incentives
Tax reform proposals could alter how workers save for retirement and what types of plans an employer can provide.
Related: Comprehensive Tax Reform Proposed
Explain 401(k) Plan Loans’ Downsides
Although 401(k) loan-takers are expected to pay the loan back with interest, chances are good those assets would have earned a higher return by being invested in the financial markets.
Discourage Cashing Out
When changing jobs, young savers should be encouraged to keep their 401(k) savings in a tax-advantaged retirement account, given the years of potential investment gains they could otherwise forfeit.
Guide for Selecting Target-Date Funds
Plan fiduciaries should weigh several factors when determining which, if any, target-date funds would work best for their plan.
Retirement Plans: When Couples Disagree
Plan sponsors should direct educational efforts at both spouses, encouraging them to discuss their retirement goals and how to prepare to reach them.
President Proposes 'MyRAs'
President Obama's announcement of a new salary-deferral retirement vehicle drew a mixed response.