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Retirement Plans Resource Page

Retirement Plans Resource Page
 www.shrm.org/retirement
 

 Latest Articles

 

Millennials’ Under-Saving Nixes Match
Many workers in their 20s and 30s are not saving enough to take full advantage of their employer’s 401(k) match, potentially leaving thousands of dollars on the table.

Employee Stock Plans Provide Loan Alternative
Employees are less likely to raid their 401(k)s if offered an employee stock purchase plan that can be an alternative source of emergency cash.

Bill Would Ease Way for ‘Soft’ Freezes
Proposed legislation would make it easier for employers to modify defined benefit pensions with “soft” rather than “hard” freezes, and it has bipartisan support.

For 2015, 401(k) Contribution Limit Up to $18,000
Employees can contribute more to their 401(k) accounts next year, plus more defined contribution and pension plan adjustments for 2015.

Small 401(k) Plans’ Face Low Participation
When it comes to increasing participation rates, small plans face resistance from both employees and management.

Uptick in Mobile Apps and Auto Features
Engaging employees with mobile technology and ramp up automatic contribution to increase participation.

Supreme Court to Hear 401(k) Fees Case
A 401(k) excessive fees case involves use of retail fund classes when institutional shares were available.

Do ‘Customized’ TDFs Hit the Target?
Is a custom series of target-date funds (TDFs) tailored to workforce demographics worth the added expense?

Cash Balance Rule Expands Rate Options
New regulations for hybrid pension plans include a long-awaited final version of cash balance rule proposed in 2010.

IRS Notice on Pension Smoothing Elections
For defined benefit pensions taking advantage of pension smoothing, decisions about segment-rate elections are due by Dec. 31.

Find the Right 401(k) Match
Look at the bottom line to determine a match that can be sustained.

Less Is More: Sponsors Simplify 401(k) Menus
Too many investment options leave participants feeling confused and overwhelmed.

 

 Featured Articles

 
 

 Related Resources

 

'Choose to Save' Resources. Find brochures, calculators, public services announcements and other materials that can help plan sponsors promote retirement plan participation at ChoosetoSave.org, a project of the nonprofit Employee Benefit Research Institute.

DOL's Lifetime Income Calculator. Via DOL.

Making Sense of the Uncashed Retirement Plan Check Dilemma. Via Inspira.

 

 Advocacy

 

How America Saves: The Coalition to Protect Retirement
This SHRM-chaired coalition is working to defend the special tax treatment of retirement savings.

 

 Compliance Updates

 
 

 Topic Index

 
 

 Featured Video

 
Increasing Plan Participation
Focus on HR's host Kathleen Koch speaks to Linda Robertson and Ric Edelman about boosting employee participation in retirement plans.
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