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SHRM, in collaboration with MassMutual, has recently released the findings of the 2013 Employer Perspectives on Disability Benefits survey. The purpose of the survey was to gain a better understanding of organizations’ needs and gaps regarding long-term disability and executive benefits. The research is presented in five parts that feature the following topics: Base Group Long-Term Disability Plans, Compensation and Buy-Up Coverage, Supplemental Plan/Individual Disability Income, Carrier Satisfaction/Changes, and Executive Group Life Benefits.
The majority of organizations believe that their long-term disability plans offer enough coverage for employees, but is this true for all employees? The findings reveal that only a small percentage of organizations account for variable compensation (e.g., bonuses, commission) in their long-term disability plans. In addition to providing adequate disability coverage for high-earning and executive employees, offering additional disability insurance plans may be advantageous in recruiting and retaining top talent.
View the results from the 2013 Employer Perspectives on Disability Benefits survey:
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