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The percentage of Americans who receive health insurance through employers fell significantly over the past decade, from 69.7 percent in 2000 to 59.5 percent in 2011, according to a new reportby the nonprofit Robert Wood Johnson Foundation.
The report revealed that 11.5 million fewer Americans received health coverage through their job or a family member’s job than did at the start of the century. In 2000approximately 170.5 million Americans were enrolled in employer-sponsored health insurance, compared with 159 million in 2011.
“Employers continue to shoulder about the same percentage of costs for employees’ health insurance as they did 10 years ago, but everyone’s costs have increased dramatically,” said Risa Lavizzo-Mourey, president and CEO of the Robert Wood Johnson Foundation. “Higher costs naturally translate into fewer employers offering insurance coverage and fewer employees accepting it, even when it is offered.”
The report was prepared by researchers at the University of Minnesota’s State Health Access Data Assistance Center (SHADAC), using government survey data. The findings reveal that:
The availability of state health insurance exchanges with government-subsidized coverage for low-income employees, along with expanded Medicaid eligibility, is expected to further the trend away from employer-sponsored coverage, researchers believe, although the extent to which the decade-long decrease might accelerate remains to be seen.
Stephen Miller, CEBS, is an online editor/manager for SHRM.
Related SHRM Articles:
Fewer Health Plans Retain Grandfathered Status, SHRM Online Benefits, April 2013
On Private Health Exchange, Choice Drives Satisfaction, SHRM Online Benefits, March 2013
Let Strategy Guide Health Benefits Decisions, SHRM Online Benefits, March 2013
Levers of Change: Employers Respond to Shifting Landscape, SHRM Online Benefits, March 2013
SHRM Online Benefits page
SHRM OnlineHealth Care Reform Resource Page
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