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With benefits open enrollment season, employees at U.S. companies are faced with making decisions regarding choices for health care and other benefits plans for 2012. HR can prepare employees at their organizations to expect to see examples of the following benefits trends and can communicate a series of messages to encourage appropriate benefit selections.
Among the trends employees should be made aware that they are likely to confront:
What Employees Want
"When it comes to choosing and using their employers' health care plans and programs, workers want their employers to do four things, said
Joann Hall Swenson, health engagement best practice leader with
Aon Hewitt: These are:
"Employers who craft their health engagement strategies around these four insights will have a chance at reaching and engaging their employees, which in turn will lead to improved health and productivity and reduced cost," Swenson said.
Advice to Give Employees
"The most important advice we can provide to an employee is to be an active participant in the open enrollment process," added
Aon Hewitt's national practice leader for health and welfare benefits administration. "Health care needs and benefit costs can vary from year to year, and when you combine that with the changing health care landscape, it's critical for employees to educate themselves on their available coverage and re-evaluate their choices."
To help employees make effective decisions and get the best value, based on their needs,
Aon Hewitt suggests communicating the following messages to employees during open enrollment.
Assess Your Needs
As part of an employee benefits needs assessment:
Take an Active Role
Taking an active part in benefits enrollment means you should:
Save Money Wherever You Can
Many employers provide a number of ways to reduce benefits costs while helping employees achieve or maintain good health. Often, employees pass up these opportunities simply because they don't realize they are available. Common cost savings opportunities include:
is an online editor/manager for SHRM.
Related Open Enrollment Articles:
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