Snapshot: U.S. Disability Benefits

By Culpepper and Associates May 7, 2010
LIKE SAVE PRINT
Reuse Permissions

Below are summary results from a recent Culpepper Benefits Survey on short and long-term disability benefits for U.S. employees in technology and life sciences companies.

Short-term and long-term disability benefits are offered to virtually all full-time employees, sometimes to part-time, and occasionally to outside, non-employee board directors.

The most common date of eligibility for both short-term and long-term disability benefits is immediately upon hire.

Eighty percent of companies pay all of the premiums for short-term and long-term disability benefits.

The most common waiting period for benefits to begin is seven days for short-term disability and 90 days for long-term disability.

Most companies have no gap between paid time-off and short-term disability (83 percent), or between short-term and long-term disability (85 percent).

The most common duration of short-term disability benefits is 180 days, while the most common duration of long-term benefits is until normal retirement age.

The percentage of an employee’s salary paid out in benefits varies by duration for short-term disability, while the percentage for long-term disability is usually a constant 60 percent.

Data source:
Culpepper U.S. Disability Benefits Survey
of 122 participating organizations.

Survey Dates:
Nov. 9, 2009 through Feb. 2, 2010.

Participants by size:
Up to 100 employees: 32%.
101 to 500 employees: 23%.
501 to 2,500 employees: 30%
2Over 2,500 employees: 15%.

Participants by industry sector:

Technology: 60%.
Life science: 20%.
Other: 20%

Breakdwon by Ownership/Corporate Status:
Public: 33%
Private: 58%​
Nonprofit: 7%

Government: 2%


Culpepper and Associates conducts worldwide salary surveys and provides benchmark data for compensation and employee benefit programs.

Reposted with permission

Source: Culpepper Benefits Survey, April 2010, www.culpepper.com

Related Articles:

Keeping Disability Payments in Check, HR Magazine, May 2010

A Coordinated Approach to Disability Management, SHRM Online Benefits Discipline, April 2010

Sign up for SHRM’s free Compensation & Benefits e-newsletter

LIKE SAVE PRINT
Reuse Permissions

SHRM WEBCASTS

Choose from dozens of free webcasts on the most timely HR topics.

Register Today

Job Finder

Find an HR Job Near You

SPONSOR OFFERS

Find the Right Vendor for Your HR Needs

SHRM’s HR Vendor Directory contains over 3,200 companies

Search & Connect