Health Care
Comprehensive Care
for Committed Workers
As recruiting challenges continue to reshape the workforce landscape in 2025, spanning various types of jobs, employers are maintaining health care benefits as their top strategic benefits offering. With costs for medical expenses continuing to increase, prioritizing robust health care coverage will remain essential for organizations aiming to secure talent and sustain employee loyalty throughout the year and into the future.
While health insurance in general remains an exceptionally common benefit for employers to provide, expanding their specific offerings has become an increased priority. With the introduction of GLP-1 drugs in the marketplace, employers are scrambling to determine if and how they should incorporate these highly sought-after medications into their coverage options. A consequence of providing additional coverage in one area, however, is the potential for decreased coverage elsewhere. As an example, numerous wellness and lifestyle benefits have seen decreases across the board in 2025. Once staples of health care benefits, offerings such as smoking-cessation programs and onsite flu vaccinations continue to trend downward.
Continue below to explore health care and wellness benefits and what organizations like yours are offering in 2025.
How Do Your Benefits Stack Up?
Use the tool below to explore benefit categories by industry, organization size or location
Significantly Down
Down
No Change
Up
Significantly Up
Health Plans
Are Here to Stay
70%
Of organizations offer a fully insured health plan.
Meaning the organization pays a fixed premium amount to an insurer, which then pays the medical claims.
27%
Of organizations offer a self-insured health plan.
Meaning the organization operates its own health plans and typically pays medical claims through a third party.
Health Savings & Spending Accounts
Medical Flexible Spending Account
(FSA)
FSA Run-Out Period
31%
FSA Carry-Over Provision
31%
FSA Grace Period
22%
Health Savings Account
(HSA)
Organizations that Contribute to Plan
63%
Average individual-Only Annual Contribution:
$1,059
Average family Annual Contribution
$1,735
Health Reimbursement Arrangement
(HRA)
