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Bend the Trend: How to Beat Late Health Renewal Hikes with CHOICE


November 9, 2026 2:00 PM ET

Register Now

Late health plan renewals are landing on executive desks with steep double-digit increases, forcing HR leaders and finance teams into an impossible corner at the worst possible time. But running out of time doesn’t mean you have to accept a broken budget. In this actionable webinar, benefits leaders and individual market carrier Oscar Health explore how employers can pivot away from volatile group plans and take back control with CHOICE Arrangements (formerly known as ICHRA). Discover how shifting to a defined-contribution model bends the cost curve—slashing expenses by an average of 20% while partnering with your trusted broker every step of the way. This session will debunk common myths around individual market coverage, highlight how top-tier carrier networks deliver high-quality PPO and HMO options, and show how automated technology eliminates out-of-pocket reimbursements. Whether you need an immediate alternative for this upcoming open enrollment or are planning ahead, walk away with the blueprint to protect plan quality without breaking the bank.

What You'll Learn 

  • Escape the renewal trap: How moving from defined-benefit to defined-contribution eliminates annual sticker shock and delivers savings of 20%+ in annual premiums. 
  • Broker-aligned strategy: Why this transition is designed to work in close lockstep with your existing broker, ensuring expert guidance and continuity.
  • Uncompromising plan quality: Insights from carrier leadership at on how today's individual marketplace plans are evolving to meet the needs of today’s diverse workforce.
  • Group-style administration: How modern platforms automate payroll deductions and carrier payments while delivering transparency and oversight.
  • Fast-track timelines: The exact next steps your leadership team and broker can take immediately to roll out a plan before enrollment deadlines close.

Meet the Presenters

  • Guest headshot
    Ben Light

    Ben Light is the Vice President of Partnerships at Zorro, a cutting-edge ICHRA administration platform that helps brokers sell, employers buy, and employees engage with more affordable, predictable, and customized healthcare benefits. Through his work at Zorro, Ben seeks to maximize and strengthen partnerships across the industry. Ben is a licensed Life and Health Insurance Agent who brings with him over 30 years of business and industry experience, including almost 5 years in the ICHRA space. Prior to joining Zorro, Ben served as Director of Broker Partnerships and Client Success at a SaaS company in the Insurtech space. In this role, Ben was a leader in educating brokers, carriers, and clients on the value of ICHRA. He also spent many years operating in the nonprofit world, most significantly in his role as COO of a cancer support center.

  • Guest headshot
    Andrew Reeves

    As General Manager of CHOICE at Oscar Health, Andrew Reeves leads the strategy, growth, and scaling of the company’s Individual Coverage Health Reimbursement Arrangement business — now called CHOICE Arrangements. A seasoned healthcare executive with over 30 years of experience, Andrew specializes in driving commercial transformation and scaling emerging healthcare models. His extensive leadership background includes serving as Chief Commercial Officer at Homethrive, Executive Vice President and GM at Gravie—where he pioneered ICHRA-based solutions—and Chief Revenue Officer at Virgin Pulse. Previously, Andrew spent 12 years at Cigna in high-impact roles, including Chief Distribution Officer and COO of Medicare Advantage. Today, he leverages his deep expertise in market expansion and distribution to establish Oscar as a leader in the next generation of personalized, employer-sponsored healthcare.

Webinar Sponsor
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This webinar is sponsored by Zorro and Oscar.

SHRM Recertification Provider

SHRM certification has approved this webinar for 1 PDC toward SHRM-CP or SHRM-SCP recertification. A program code will be provided at the end of the webinar.

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