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Medicare Part D Participant Notice (before Oct 15)

 Employers that offer prescription drug coverage in 2023 must provide notices of "creditable" or "noncreditable" coverage to Medicare-eligible employees or covered dependents before the annual Medicare Part D annual enrollment period begins. As the enrollment period runs from Oct. 15 to Dec. 7, the final day to provide this notice is Oct. 14. Prescription drug coverage is creditable when it is at least "actuarially equivalent" in value to Medicare's standard Part D coverage.

Creditable Coverage Landing Page
Model Notices: Creditable/Non-Creditable Model Notices from CMS (English & Spanish)
Creditable Coverage Simplified Determination
CMS Resources


Annual Medicare Part D Notices Are Due Before October 15
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The 2024 Required Annual Notices to Employees
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Medicare Part D Notice Deadline Coming Soon
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Do You Know What Your Annual Medicare Part D Notice Requirements Are?
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NOTE: In addition to the annual notice of creditable/non-creditable coverage, notice must also be given:

** Prior to an individual's initial opportunity to enroll in Part D
** Prior to the effective date of coverage for any Medicare-eligible individual that joins the plan,
** When the plan's prescription drug coverage changes (i.e., ends, is no longer creditable or becomes creditable), and
** Upon request by an individual.


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