Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vivamus convallis sem tellus, vitae egestas felis vestibule ut.

Error message details.

Reuse Permissions

Request permission to republish or redistribute SHRM content and materials.

FCRA Final Notice of Adverse Action


[Applicant's Name]

[Applicant's Address]


Dear [Applicant Name],

Thank you for your application for employment with [Company Name]. Unfortunately, due, in part, to information received from the consumer report previously provided to you, we are not able to offer you employment at this time.

The consumer reporting agency that supplied the report did not make the decision to deny employment, and it cannot give specific reasons for the decision. You were previously provided with a summary of your rights under the FCRA, which includes the right to dispute the accuracy or completeness of any information the consumer reporting agency furnished by contacting the agency directly. You may also request an additional free report from the agency if done so within 60 days.

[Consumer Reporting Agency Name]

[Consumer Reporting Agency Address]

[Toll-free phone number of Consumer Reporting Agency]




HR Representative


​An organization run by AI is not a futuristic concept. Such technology is already a part of many workplaces and will continue to shape the labor market and HR. Here's how employers and employees can successfully manage generative AI and other AI-powered systems.