2026 EMPLOYEE BENEFITS
Retirement
Securing Futures: The Value
of Retirement Benefits
Retirement benefits remain one of the highest-rated offerings in terms of workforce importance. However, several related benefits, such as pay loans from defined contribution plans and employer matches for 401(k) plans, have declined since last year.
The percentage of employers who offer a Roth 401(k) plan in general has increased by 8 percentage points since 2022, underscoring its growing popularity and position as a major retirement offering.
How Do Your Benefits Compare?
Significantly Down
Down
No Change
Up
Significantly Up
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Employer Matching of Retirement Plans
Of employers who offer a traditional 401(k) or Roth 401(k) plan (or similar options), most also make contributions to those plans.
90%
offer a traditional 401(k) plan.
81% offer a match (the average maximum match is 6.11%).
76%
offer a Roth 401(k).
73% offer a match (the average maximum match is 5.88%).